Shannon Lee Simmons

Simmons is a Canadian certified financial planner who left a bank job because she disliked selling products to people it did not suit, and set up a fee-only practice for people who could not normally afford advice. Worry-Free Money throws out budgeting on the grounds that almost nobody sustains it, and replaces it with a smaller number of accounts and a hard figure for spending money. She writes for Canadian readers specifically, which matters because tax-sheltered accounts differ, and she names her own fee model in the book.